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Does Your Employer Want You Dead?
Kirt's Cogitations™ #159

RF Cafe University"Factoids," "Kirt's Cogitations," and "Tech Topics Smorgasbord" are all manifestations of my rantings on various subjects relevant (usually) to the overall RF Cafe theme. All may be accessed on these pages:

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Does Your Employer Want You Dead?

Corporate America reportedly pays up to $8 billion per year for "hedging" life insurance policies on their employees (formally "Corporate-Owned Life Insurance"), and name itself as the beneficiary. These policies make up more than 20% of all life insurance policies sold, and can pay sizeable sums, tax-free, if an employee (or sometimes ex-employee) dies. Among the hundreds of companies that have taken out such hedging policies on the lives of valuable employees are Wal-Mart and Walt Disney, Winn-Dixie markets and Dow Chemical, Nestle and Enron, Pitney Bowes and Procter & Gamble, AT&T and J.P. Morgan Chase. Most states require the employee to be notified, but the six of them that do not (known as the "Dead Peasant Insurance" states) are Delaware, Georgia, New Jersey, North Carolina, Pennsylvania and Vermont. You just might be worth more to your employer dead than alive!
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Copyright: 1996 - 2024
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    Kirt Blattenberger,
    BSEE - KB3UON

RF Cafe began life in 1996 as "RF Tools" in an AOL screen name web space totaling 2 MB. Its primary purpose was to provide me with ready access to commonly needed formulas and reference material while performing my work as an RF system and circuit design engineer. The World Wide Web (Internet) was largely an unknown entity at the time and bandwidth was a scarce commodity. Dial-up modems blazed along at 14.4 kbps while typing up your telephone line, and a nice lady's voice announced "You've Got Mail" when a new message arrived...

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