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Does Your Employer Want You Dead?
Kirt's Cogitations™ #159

These original Kirt's Cogitations™ may be reproduced (no more than 5, please) provided proper credit is given to me, Kirt Blattenberger.

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   Cog·i·ta·tion [koj-i-tey'-shun] – noun: Concerted thought or
                                        reflection; meditation; contemplation.
   Kirt [kert] – proper noun: RF Cafe webmaster.


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Does Your Employer Want You Dead?

Corporate America reportedly pays up to $8 billion per year for "hedging" life insurance policies on their employees (formally "Corporate-Owned Life Insurance"), and name itself as the beneficiary. These policies make up more than 20% of all life insurance policies sold, and can pay sizeable sums, tax-free, if an employee (or sometimes ex-employee) dies. Among the hundreds of companies that have taken out such hedging policies on the lives of valuable employees are Wal-Mart and Walt Disney, Winn-Dixie markets and Dow Chemical, Nestle and Enron, Pitney Bowes and Procter & Gamble, AT&T and J.P. Morgan Chase. Most states require the employee to be notified, but the six of them that do not (known as the "Dead Peasant Insurance" states) are Delaware, Georgia, New Jersey, North Carolina, Pennsylvania and Vermont. You just might be worth more to your employer dead than alive!
 
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RF Cafe Software

RF Cascade Workbook
RF Cascade Workbook is a very extensive system cascaded component Excel workbook that includes the standard Gain, NF, IP2, IP3, Psat calculations, input & output VSWR, noise BW, min/max tolerance, DC power cauculations, graphing of all RF parameters, and has a graphical block diagram tool. An extensive User's Guide is also included. - Only $35.
RF system analysis including
frequency conversion & filters

RF & EE Symbols Word
RF Stencils for Visio

Product & Service Directory
Personally Selected Manufacturers
RF Cafe T-Shirts & Mugs

RF Cafe Software

Calculator Workbook
RF Workbench
Smith Chart™ for Visio
Smith Chart™ for Excel
Your RF Cafe Progenitor & Webmaster
Click here to read about RF CafeKirt Blattenberger... single-handedly redefining what an
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View the YouTube RF Cafe Intro Video Carpe Diem! (Seize the Day!)

5CCG (5th MOB): My USAF radar shop

Airplanes and Rockets: My personal hobby website

Equine Kingdom: My daughter Sally's horse riding website