This should be addressed to the US Government!! We now have a collective credit card balance of:$8,398,706,863,427.55
(at the time of this post - it is updated every second) and increasing at a rate of $2.44 BILLION
per day!! http://www.brillig.com/debt_clock/
If the Government is in debt up to its eyeballs and that is OK, why shouldn't it be OK for the average citizen as well?